celine handbags online
No matter what type of event you are planning, there are a multitude of details
and factors that can affect the outcome. Hiring a qualified event planner with a
track record of success can minimize your chances of having things go wrong, but
there is always the possibility of something happening that is out of the event
planner control. This is why it is essential for your event planner to be
insured.
http://www.celinehandbagsa.com/ There is a variety of
insurance types that benefit event planners and, in turn, the host of the event.
When you are hiring an event planner, it important to be familiar with insurance
options available to event planners and ask what type of coverage they carry.
First, the basics: Every event planner should carry general liability insurance,
which protects against property damage and bodily injury claims. Coverage of
$1-3 million is preferable, and an additional umbrella policy will cover any
gaps in the general liability coverage. The umbrella policy will also cover
claims over the dollar amount of the general policy and claims that aren
otherwise covered by the event planner other policies.
Although no one likes to think about it, accidents can happen anywhere, at
any time, despite the best planning. Because fire damage to an event facility
may be the responsibility of the event sponsor, the event planner should request
that the sponsoring organization be added to the building fire or all risk
insurance policies. If that isn a viable option, there are contractual
arrangements that can be made to hold the event sponsor harmless for damages or
injury not caused by negligence. In the case of physical injuries that occur at
the event site, medical payment insurance can provide reimbursement of medical
expenses. Having a first-aid station is a must at certain types of events, and
incidental medical malpractice insurance will protect medical professionals
working at the event.
celine bag What an event
without food and drink? Did you know that host liability or liquor liability
insurance is a requirement in certain states when liquor is being served at an
event? Your event planner should be familiar with the requirements in your
state, and ensure that the event sponsor is protected against claims involving
liquor or accidents resulting from intoxication. Even your event food should be
protected by products liability insurance, which can protect you from claims
such as food poisoning.
http://www.aol.com There are even more insurance options
that may be recommended for certain types of events, whether they involve
protecting exhibitors?property or office equipment used at the event site,
covering the non-appearance of an entertainer, or cancellation insurance when an
event cannot be held due to adverse circumstances such as fire, weather
conditions or a strike.
Of course event planning professionals and their clients want to approach
events thinking about the best outcome, rather than disastrous "what if"
scenarios. However, protecting the client with thorough insurance coverage
should be a key element of every event, and is a routine part of the job for the
best event planners.
